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DPIIT, Ministry of Commerce and Industry, run by NCGTC logo

Credit Guarantee Scheme for Startups (CGSS)

Open all year DPIIT, Ministry of Commerce and Industry, run by NCGTC All of India

Loan

Guarantee on loans up to ₹20 crore per startup

Apply on the official site
What it funds
Government guarantee so lenders give DPIIT startups loans without collateral
Who can apply
  • DPIIT recognised startup
  • Not in default or an NPA with any lender
  • Loan from a bank, NBFC or SEBI registered AIF
  • Guarantee fee 1% a year in 27 champion sectors
When you can apply
Open all year
How to apply
Apply for a startup loan on the Jan Samarth portal or at a member lender
Best for
Early revenue, Growth stage
Run by
Government of India

Starter opens 30 grants in full. Pro opens every one.