
Credit Guarantee Scheme for Startups (CGSS)
Open all year DPIIT, Ministry of Commerce and Industry, run by NCGTC All of India
Guarantee on loans up to ₹20 crore per startup
- Government guarantee so lenders give DPIIT startups loans without collateral
- DPIIT recognised startup
- Not in default or an NPA with any lender
- Loan from a bank, NBFC or SEBI registered AIF
- Guarantee fee 1% a year in 27 champion sectors
- Open all year
- Apply for a startup loan on the Jan Samarth portal or at a member lender
- Early revenue, Growth stage
- Government of India
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Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
Ministry of MSME and SIDBI - Open all yearLoan
Technology Development Board (TDB) Financial Assistance
Technology Development Board, Department of Science and Technology - Open all yearLoan

Venture Capital Fund for Backward Classes (VCF-BC)
Ministry of Social Justice and Empowerment, managed by IFCI Venture Capital Funds - Open all yearLoan

Venture Capital Fund for Scheduled Castes (VCF-SC)
Ministry of Social Justice and Empowerment, managed by IFCI Venture Capital Funds
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