KFC Startup Kerala Loan Scheme (Kerala Financial Corporation)

Open all year Kerala Financial Corporation (KFC), Government of Kerala Kerala

Loan

Loans by stage: ₹25 lakh productisation, ₹50 lakh commercialisation, ₹2 crore scale-up. Interest from 6.6%.

What it funds: Low-interest stage-wise loans for Kerala startups, from productisation to scale-up
Who can apply: Registered with Kerala Startup Mission and DPIIT
Corporate office and operations in Kerala
Indian promoters hold at least 51% at sanction
Promoters bring at least 10% of project cost
When you can apply: Open all year
How to apply: Apply online from the KFC scheme page. KFC appraises viability and scalability.
Best for: Prototype, Early revenue, Growth stage
Run by: State governments

KSUM BCDD Grant for Backward Class FoundersUp to ₹10 lakh: idea grant up to ₹3 lakh plus productisation grant up to ₹7 lakh Open now
KSUM Idea Grant (Kerala)Up to ₹3 lakh Open all year
KSUM International and National Exposure Programme (Kerala)Up to ₹2 lakh per event, ₹5 lakh over three years Open all year
KSUM Market Acceleration GrantUp to ₹10 lakh (less any KSUM idea or productisation grant already received); 30% own margin Open now
KSUM Productisation Grant for Women and Transgender FoundersUp to ₹12 lakh Open now
NORKA NDPREM Business Subsidy for Returned Emigrants (Kerala)15% capital subsidy, up to ₹3 lakh. Plus 3% interest subsidy for timely repayment. Open all year

Starter opens 30 grants in full. Pro opens every one.

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