West Bengal Bhabishyat Credit Card Scheme

Open all year Department of Micro, Small and Medium Enterprises and Textiles, Government of West Bengal West Bengal

Loan

Loan up to ₹5 lakh at 4% a year. No collateral needed. Margin money subsidy included.

What it funds: Collateral free bank loan with subsidy for young people starting a business
Who can apply: Aged 18 to 55
Permanent resident of West Bengal
Not a loan defaulter
When you can apply: Open all year
How to apply: Apply on the Bhabishyat Credit Card portal. A bank sanctions the loan.
Best for: Idea, Prototype stage
Run by: State governments

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