Bihar Startup Matching Loan

Open all year Department of Industries, Government of Bihar (Bihar Start-up Fund Trust) Bihar

Loan

Up to ₹50 lakh at 5% simple interest

What it funds: Low interest loan matching what angels or Category I AIFs invest in your startup
Who can apply: Certified under Bihar Start-up Policy 2017 or 2022
Raised money from SEBI defined angels or Category I AIFs
Loan up to 100% of the amount raised
Repaid over 7 years after a 2 year moratorium
When you can apply: Open all year
How to apply: Apply on the Startup Bihar portal after your angel or AIF round closes
Best for: Early revenue, Growth stage
Run by: State governments

Bihar Startup Seed Fund (Interest Free Loan)Up to ₹10 lakh, interest free, repaid after 10 years Open all year
Bihar Mukhyamantri Udyami Yojana (MMUY)Up to ₹10 lakh per unit. Up to ₹5 lakh is a grant. The rest is an interest-free loan. Closed
National Startup Awards₹10 lakh to one winner in each category Closes 20 Nov 2026
NIDHI Entrepreneur in Residence (NIDHI EIR)₹10,000 to ₹30,000 a month for up to 12 months Open all year
NIDHI PRAYAS 2.0Up to ₹20 lakh through a PRAYAS Centre; up to ₹40 lakh through an Advance PRAYAS Centre Opening soon
NIDHI Seed Support Programme (NIDHI SSP)Up to ₹1 crore per startup Open all year